Free Resource Library

Maryland Business
Resource Directory

The most complete guide to Maryland business resources — funding programs, state agencies, legal help, chambers of commerce, and more. Curated and updated by the CBC team.

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💰 Funding, Grants & Loans

GrantState
Maryland Small Business Development Financing Authority (MSBDFA)
Maryland Department of Commerce
Provides loans, loan guarantees, and equity financing to small businesses that cannot obtain conventional financing. Priority for minority and women-owned businesses.
Up to $5M Statewide
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LoanState
Maryland RISE Loan Program
Maryland Department of Commerce
Low-interest loans for Maryland small businesses to support recovery, growth, and job creation. Designed for businesses that have demonstrated economic need.
$25K–$200K Statewide
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GrantState
TEDCO Maryland Innovation Initiative
TEDCO (Maryland Technology Development Corporation)
Funds early-stage technology companies and research commercialization. Programs include Builder Fund, Seed Fund, and the Rural Business Innovation Initiative.
$25K–$500K Tech/Innovation
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MicroloanNonprofit
Baltimore Community Lending Microloan
Baltimore Community Lending
Microloans and small business loans for Baltimore entrepreneurs who may not qualify for conventional bank financing. Also provides technical assistance.
Up to $100K Baltimore City
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GrantNonprofit
Goldman Sachs 10,000 Small Businesses Maryland
Community College of Baltimore County (CCBC)
Free business education program for small business owners with 4+ employees. Graduates receive access to capital, networks, and ongoing support.
Education + Capital Baltimore region
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GrantState
Maryland Agricultural & Resource-Based Industry Development Corporation (MARBIDCO)
MARBIDCO
Provides financing and business development assistance for agricultural, forestry, seafood, and rural businesses across Maryland.
Varies by program Rural MD
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GrantState
Maryland Clean Energy Center Business Financing
Maryland Clean Energy Center (MCEC)
Financing programs for businesses implementing clean energy improvements including solar, energy efficiency upgrades, and clean transportation.
Clean Energy Statewide
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GrantFederal
SBIR/STTR Maryland Support
TEDCO / Maryland Department of Commerce
Maryland provides matching funds and technical assistance for businesses applying for federal SBIR and STTR grants. The state match can significantly increase total award size.
Up to $50K match R&D focused
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🏛️ State Agencies & Programs

StateFree
Maryland Department of Commerce — Business Resources
State of Maryland
Central hub for all state business programs including financing, site selection, tax incentives, and international trade assistance for Maryland businesses.
Statewide 410-767-6300
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State
Maryland Business Express (SDAT)
State Department of Assessments & Taxation
Register your business, file annual reports, check business name availability, and manage entity filings. The official starting point for any new Maryland business.
Online filing available
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State
Maryland Comptroller — Business Tax Center
Maryland Comptroller's Office
Register for business taxes, file and pay state tax returns, manage employer withholding, and access sales tax information for Maryland businesses.
410-260-7980
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State
Maryland Department of Labor — Employer Resources
Maryland Department of Labor
Licensing, employer registration, labor law compliance, apprenticeship programs, and workforce training grants for Maryland employers.
410-767-2357 Statewide
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StateCertification
Maryland MBE/MWBE Certification Program
Maryland Department of Transportation
Minority Business Enterprise and Minority/Women Business Enterprise certification for government contracting preferences on state and federally funded projects.
Certification Statewide
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StateTax Credit
Maryland Enterprise Zone Tax Credit
Maryland Department of Commerce
Businesses locating or expanding in designated Enterprise Zones may receive income tax credits for job creation and real property tax credits.
Up to $4,500/job Designated zones
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StateTax Credit
Maryland Job Creation Tax Credit
Maryland Department of Commerce
Businesses that create a minimum number of full-time jobs in Maryland may be eligible for income tax credits. Scaled to job creation and wage levels.
Up to $1,500/job Statewide
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🇺🇸 Federal Resources

FederalLoan
SBA Maryland District Office
U.S. Small Business Administration
The local SBA office serving Maryland businesses with 7(a) loans, 504 loans, microloans, disaster loans, and contracting assistance programs.
410-962-6195 Baltimore (federal)
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FederalFree
Maryland SBDC Network
SBA / University of Maryland
Free one-on-one business counseling, training workshops, and technical assistance at SBDC centers throughout Maryland. Ideal for startups and growing businesses.
10+ locations statewide Free counseling
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FederalFree
SCORE Maryland Mentoring
SCORE Association / SBA
Free, confidential business mentoring from experienced volunteers. Multiple chapters in Maryland including Baltimore, Annapolis, and greater DC area.
Free mentoring In-person & virtual
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FederalFree
Maryland Women's Business Center
SBA / NAWBO Maryland
Training, counseling, networking, and access to capital specifically for women business owners in Maryland. Provides coaching from startup through growth stages.
Baltimore Women-focused
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FederalCertification
SAM.gov — Federal Contractor Registration
U.S. General Services Administration
Required registration for businesses seeking federal contracts. Also the portal for 8(a) certification, HUBZone status, and veteran-owned business certifications.
Federal contracts Free registration
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⚖️ Legal & Compliance

🤝 Chambers of Commerce

Chamber
Greater Baltimore Committee (GBC)
Greater Baltimore Region
Leading business advocacy organization for the Baltimore region. Connects business leaders, advocates for economic growth, and provides networking and leadership programs.
Baltimore metro
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Chamber
Central Maryland Chamber of Commerce (CMC)
Central Maryland Region
Serves businesses across central Maryland with networking events, advocacy, business education, and visibility opportunities for members across multiple counties.
Central Maryland
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Chamber
Anne Arundel County Chamber of Commerce (AACC)
Anne Arundel County
Business advocacy and networking for Anne Arundel County businesses. Programs include leadership development, signature events, and government relations.
Anne Arundel County
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Chamber
North Anne Arundel County Chamber of Commerce (NAACC)
North Anne Arundel County
Serving businesses in the northern Anne Arundel County region with networking, advocacy, and community engagement programs for local business owners.
North Anne Arundel
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Chamber
Maryland Chamber of Commerce
Statewide
Statewide business advocacy and resources. Monitors legislation, provides policy analysis, and connects businesses with state-level opportunities and decision-makers.
Annapolis (statewide)
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🎓 Education & Training

StateGrant
EARN Maryland — Workforce Training Grants
Maryland Department of Labor
Grants for industry-led workforce training partnerships. Businesses that create sector-based training partnerships can receive grants to upskill employees.
Varies Statewide
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Education
Community College of Baltimore County — Business Training
CCBC Continuing Education
Professional development, business skills training, and customized workforce training programs for businesses throughout the Baltimore region.
Baltimore County Flexible scheduling
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Accelerator
bwtech@UMBC Research & Technology Park
University of Maryland Baltimore County
Premier technology incubator and accelerator in Maryland. Offers lab space, mentoring, and access to UMBC research resources for tech startups.
Baltimore County Tech focused
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FreeNonprofit
Maryland Small Business Development Center — Workshops
Maryland SBDC / UMD
Free and low-cost business workshops covering business planning, marketing, financial management, government contracting, and more across Maryland.
Often free Statewide locations
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🌐 Business Networks & Associations

Association
Maryland Black Chamber of Commerce
Statewide
Advocacy, networking, and business development resources specifically for Black-owned businesses in Maryland. Provides access to contracts, capital, and community.
Statewide
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Association
Hispanic Chamber of Commerce of Maryland
Statewide
Resources, networking, and advocacy for Hispanic and Latino business owners in Maryland. Provides business education, mentoring, and access to funding programs.
Statewide
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Association
NAWBO Maryland — National Association of Women Business Owners
NAWBO Maryland Chapter
Advocacy, networking, and professional development for women business owners in Maryland. Programs include mentoring, leadership development, and capital access.
Statewide Women-focused
Visit Resource
Association
Maryland Veteran-Owned Business Network
Maryland Department of Veterans Affairs
Resources, contracting opportunities, and networking for veteran and service-disabled veteran-owned businesses in Maryland. Includes state procurement preferences.
Statewide Certification available
Visit Resource
State
Maryland Department of Commerce — Export Maryland
Maryland Department of Commerce
Resources and programs to help Maryland businesses expand into international markets including trade missions, export financing, and market research support.
International Statewide
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